Mortgage Pre-qualification

We’re pleased that you have chosen John Rowley for your mortgage

pre-qualification. If you have questions about this form, our rates, or want

more information, please call John Rowley at (O)302-264-9888,

(C) 302-745-8599-Text is Great! or e-mail john@AngleMtg.com.

Personal Data for Individual #1

First Name *

Last Name *

Social Security Number

Street Address *

Address Line 2

City *

State *

Zip Code *

Phone Number *

How long have you lived at this address? *

Own or Rent? *

Email Address *

Marriage Status

Married

Unmarried

Separated

Birthday * +

Years of school completed

Ages of dependent children

	you must have at least one item
Child 1	you must have at least one item
Child 2	you must have at least one item
Child 3	you must have at least one item
Child 4	you must have at least one item
Child 5	you must have at least one item

Do you own or rent your home and since when? (month/year)

	you must have at least one item
Own	you must have at least one item
Rent	you must have at least one item

Previous Address (if less than 2 years at present address)

Address Line 2

City

State

Zip Code

Did you own or rent your previous home?

Own

Rent

Employment Information

Present Employer

Self employed

Type of business

Street Address

Address Line 2

City

State

Zip Code

Position

Since (month/year)

Gross monthly income (Base/Overtime/Bonus/Commission)

Previous employer (If less than 2 years at present employer)

Self employed

Street Address

Address Line 2

City

State

Zip Code

Position

Since (month/year)

Gross monthly income (Base/Overtime/Bonus/Commission)

Personal Data for Individual #2

First Name

Last Name

Social Security Number

Street Address

Address Line 2

City

State

Zip Code

Phone Number

Email Address

Marriage Status

Married

Unmarried

Separated

Birthday +

Years of school completed

Ages of dependent children

	you must have at least one item
Child 1	you must have at least one item
Child 2	you must have at least one item
Child 3	you must have at least one item
Child 4	you must have at least one item
Child 5	you must have at least one item

Do you own or rent your home and since when? (month/year)

	you must have at least one item
Own	you must have at least one item
Rent	you must have at least one item

Previous Address (if less than 2 years at present address)

Address Line 2

City

State

Zip Code

Did you own or rent your previous home?

Own

Rent

Employment Information

Present Employer

Self employed

Street Address

Address Line 2

City

State

Zip Code

Position

Since (month/year)

Type of business

Years in this type of work

Gross monthly income (Base/Overtime/Bonus/Commission)

Previous employer (If less than 2 years at present employer)

Street Address

Address Line 2

City

State

Zip Code

Position

Since (month/year)

Type of business

Years in this type of work

Gross monthly income (Base/Overtime/Bonus/Commission)

Assets

Capital (money markets, checking, savings,)

Institution

Street Address

City

State

Zip Code

Checking account #

Balance

Savings account #

Balance

Includes banks, credit unions, S&L, etc.

Other Assets

Cash value of stocks, bonds, securities

Company name

Cash value of life insurance

Company name

Retirement funds (vested)

Company name

Tax refund due

Net worth of business owned

Other $

Other Income

Attach additional sheets if needed

Source

Monthly amount

Source

Monthly amount

REFERRED BY:

Are there any outstanding judgements against you?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you been declared bankrupt within the past 7 years?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you a party to a lawsuit in which you potentially have any personal financial liability?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If "Yes," provide details, including date, name and address of Lender, FHA or VA case number, if any, and reasons for the action.)

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Within the last 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you presently delinquent or in default on any Federal debt or any other loan, mortgage, financial obligation, bond, or loan guarantee? If "Yes," give details as described in the preceding question.

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g., the Property Assessed Clean Energy Program)?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you obligated to pay alimony, child support, or separate maintenance?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you borrowing any money for this real estate transaction?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you or will you be applying for any new credit (installment loan, credit card, etc.) on or before closing this loan that is not disclosed on this application?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you a U.S. citizen?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Are you a permanent resident alien?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Do you intend to occupy the property as your primary residence? If "Yes," complete question below.

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Have you had an ownership interest in a property in the last three years?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

What type of property did you own?

	Borrower		Co-Borrower
you must have at least one item

How did you hold title to the home?

	Borrower		Co-Borrower
you must have at least one item

If this is a purchase transaction: Do you have a family relationship or business affiliation with the seller of the property?

	Borrower			Co-Borrower
	Yes	No		Yes	No
you must have at least one item	Yes	No		Yes	No

Property Information

Street Address

City

State

Zip Code

Price

Loan amount

Taxes

	you must have at least one item
Purchase	you must have at least one item
Refinance	you must have at least one item

Type of mortgage

	you must have at least one item
FHA	you must have at least one item
VA	you must have at least one item
Conventional	you must have at least one item

Condo Fee

Home Owners Insurance (estimated)

NMI Loan Product

Down Payment =

	you must have at least one item
5% to 9.99%	you must have at least one item
10% to 14.99%	you must have at least one item
15% to 19.99%	you must have at least one item
20% to 24.99%	you must have at least one item
25% or more	you must have at least one item

Is seller or builder paying any closing cost? If yes, how much?

	you must have at least one item
Yes	you must have at least one item	you must have at least one item
No	you must have at least one item	you must have at least one item

Monthly child support, daycare, alimony

NOTES AND ADDITIONAL INFORMATION

Borrower Email

Co-Borrower Email

Borrower Phone

Co-Borrower Phone

Consent for Credit Check

1A. I/We have applied for credit from the Lender. As part of the application process, the Lender and any potential investor or insurer of this loan may verify information contained in my/our credit application and in other documents required in connection with this loan.

Borrower *

clear

Date +

Co-Borrrower

clear

Date +